EMI On Credit Cards

  • The issuing bank may modify the terms of the EMI offering at any time. Further, the issuing bank may, at its sole discretion, choose to reject or change the EMI tenure (on the basis of customer history, amount of transactions, etc.) or withdraw the EMI scheme completely. For all such cases, customers must follow up with the issuing banks and Tourisonn Ltd. will not be responsible for any rejection. 

 

  • Tourisonn Ltd. shall not be responsible for any disputes arising due to the non-conversion of a transaction into EMIs. Customers will have to inquire about the status of their EMI requests from their issuing banks.

 

  • Every bank has its own threshold value above which, a credit card holder may avail of the EMI facility while ordering any service from Tourisonn Ltd. The threshold value is decided in the range of Bdt. 5000/-. 

 

  • Completely paperless EMI facility. No need to fillout any hardcopy.

 

  • EMI transaction requests, once submitted, cannot be cancelled/modified/reversed until the same have been approved/rejected by the issuing banks of the credit card holders. 

 

  • For example, if an EMI transaction request is submitted on January 1 and is approved/rejected by the issuing back on January 7, the request cannot be cancelled/modified/reversed before January 7. Only after approval/rejection by the issuing bank, can customers cancel the transaction. In the event of a cancellation, Tourisonn Ltd. will raise a request with its payment aggregator (Ssl Commerz), who will then coordinate with issuing bank to initiate a refund. As soon as the refund is approved at the bank’s end, the credit card limit will also be increased. However, do note that cancellation charges will be applicable, which will have to be borne by the customer.

 

EMI Rates

Banks Rates for 3 months Rates for 6 months Rates for 9 months Rates for 12 months Rates for 18 months Rates for 24 months Rates for 30 months Rates for 36 months
City Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Brac Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Eastern Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Dhaka Bank Limited 3% 4.5% 6.5% 8.5%
Dutch Bangla Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Jamuna Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Bank Asia Limited 3% 4.5% 6.5% 8.5%
Southeast Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Mutual Trust Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
NCC Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
NRB bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5% 16.5% 19.5%
Standard Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Meghna Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Sbac Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Midland Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Lanka bangla Finance 3.5% 4.5% 6.5% 8.5% 11.5% 15.5% 19.5%
Shahjalal Islami Bank 3% 4.5% 6.5% 8.5%
Standard Chartered Bank 3.5% 5.5% 8% 10.5% 13.5% 17.5% 22.5%
NRB Commercial Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
NRB Bank Ltd. 3% 4.5% 6.5% 8.5% 11.5% 15.5%
Meghna Bank Limited 3% 4.5% 6.5% 8.5% 11.5% 15.5%
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